Legal
Privacy
Policy
Last updated: March 2025
This Privacy Policy describes how ApexClub SAS ("ApexClub", "we", "us", or "our") collects, uses, and shares information about you when you use our platform and services.
1. Information We Collect
- Account information: Name, email address, profile photo, location, and occupation provided during registration.
- Financial information: Payment method type, IBAN, and investment activity (we do not store full card numbers).
- Identity verification: Government ID and selfie data collected during KYC verification, processed by our verified partners.
- Usage data: Pages visited, features used, browser type, and device information.
2. How We Use Your Information
- To create and manage your account and investment portfolio.
- To process transactions and distribute returns.
- To comply with legal and regulatory requirements.
- To send service updates, investment alerts, and platform notifications.
- To improve our platform through analytics and usage patterns.
3. Data Sharing
We do not sell your personal data. We may share your information with:
- KYC partners for identity verification (Stripe Identity or equivalent).
- Payment processors to handle transactions securely.
- Legal authorities when required by applicable law.
4. Data Retention
We retain your personal data for as long as your account is active or as required by law. You may request deletion of your account and associated data at any time by contacting us.
5. Your Rights (GDPR)
If you are located in the European Economic Area, you have the right to:
- Access, correct, or delete your personal data.
- Object to or restrict processing of your data.
- Request portability of your data.
- Withdraw consent at any time.
To exercise these rights, contact us at privacy@equicar.io.
6. Cookies
We use essential cookies for authentication and session management. We do not use tracking or advertising cookies without your explicit consent.
7. Security
We implement industry-standard security measures including TLS encryption, secure authentication, and regular security audits to protect your data.
8. Contact
For privacy-related inquiries, contact our Data Protection Officer at privacy@equicar.io.